Upload your statements. I read every charge and sort it. You confirm what I got right, fix what I didn’t, and then you see where the money actually goes — month by month, on a screen big enough to sit down at together.
Then come back here and sign in.
One account at a time. Add it, say what kind it is, then drop its statements — PDF or CSV, straight from your bank’s website. I read them; nothing gets shared.
Everything the Studio shows you comes from your own statements — no numbers are made up, and no numbers are guessed. So the first job is getting them in. Add each account you actually use, then upload its statements, as many months as you have.
The kind of account matters. Savings accounts feed the “set aside” line on your chart; credit cards and loans feed the “debt” line. If an account is marked wrong, the picture is wrong — you can change it here any time.
You uploaded your statements. I read every transaction and made a call on what it was — groceries, gas, a transfer between your own accounts. I’m right most of the time. You know your money better.
So go down the list. Each row is a group of charges from the same place. If I got it right, hit Confirm. If I didn’t, tap the category and change it. Nothing you do here spends or moves a dollar — you’re just telling me what things were. When every row has a home, I show you where your money actually goes, and we build your envelopes from that.
Is each of these what I think it is? i
Smaller groups. Just say yes — or open them. i